FBC Health is a sub-unit of FBC Insurance which is part of the FBC Holdings Limited group. FBC Holdings Limited is the investment holding company of subsidiaries that provide commercial and investment banking, mortgage finance, microfinance, stockbroking, short term insurance and reinsurance services and is listed on the Zimbabwe Stock Exchange.

Our health insurance experience, which spans over a decade, has given us valuable insights into looking after a broad spectrum of member groups ranging from non-profit making organisation, mining, education, individuals, commerce and more.

We believe our major strength lies in being part of a large Financial services group where we can leverage synergies within the group to provide value to our clients and a seamless service experience to our members.

FBC Health Insurance cover adequately addresses the following key issues which add value to both the employer and employee 

• Access to top and reputable providers nationally, regionally and internationally In our decade long experience, we have managed to forge excellent relationships and partnerships with Medical Service Providers across all disciplines ranging from General Practitioners, pharmacies all the way through to major hospitals. We have done this nationally, regionally and internationally. This, coupled with our wide card acceptance, ensures our members have a seamless experience. In pursuance of the Patient Charter, we do not restrict members to specific providers but would rather follow the footprint of the member group in establishing provider relationships
• Generous Annual benefits The benefit limits allocated to all our plans provide ample cover especially for chronic conditions, high cost major diseases like cancer and dialysis, everyday outpatient medical events and hospitalisation.
• Customised Health cover We offer a unique opportunity for employers to provide input into the benefit design for their employees to meet specific needs if there are any. Employer groups can also opt for a self-managed fund where they can determine a premium that is within their budget and have oversight on the utilisation of the fund through a Board of Trustees. This is a unique way of carrying ever rising costs of Health insurance whilst having insight into how the money is spent 
• Customer support We have a Key Account manager to look after the specific needs of your group who is backed up by 24/7 emergency numbers manned by qualified medical personnel. Members also have access to our call centre and they can install, for free, a mobile application tool that is useful in monitoring benefit utilisation, submitting claims and a variety of other useful facets- that make it an invaluable tool for members’ convenience. 
• A predictable budget All our plans are USD denominated to preserve the value of the policy. Clients have the choice in terms of which currency to use. This also makes budgeting and planning easier due to the stability of the USD. 6. Funeral Cover All our plans have an extra layer of complimentary funeral cash plan cover at no additional cost.

Download Individual Member Brochure              Download Corporate Member Brochure 

Harare Office

FBC Health | Eagle House | 105 Jason Moyo Ave Harare Phone +263 (242) 708213 - 9 / 707172 - 3 0772 264 432

Bulawayo Office

FBC CENTRE Office 106 | First floor | Cnr Jason Moyo & 11th Avenue Bulawayo Phone +263 (292) 77517, 0772 855 057 / 0719 855 05